Debit Card security update:
For enhanced security, we have issued VISA Debit Cards embedded with a security chip to members with debit cards. Please check your card to ensure it has a chip (a gold-colored rectangle on the left side of the front of your card).

Effective March 30, 2018, non-chip card transactions may be declined. If your card does not have a chip, please contact your local branch immediately: Camden 315-245-2148; Clinton 315-557-1000; Oneida 315-366-9840; Rome 315-339-3000.

Important Tax Fraud Alert!
Just days into the start of the 2018 filing season, the IRS identified a new scam in which cybercriminals have stolen client data from tax professionals and filed fraudulent refunds using real taxpayer information, including bank account and routing information for direct deposit. The fraudster then contacts the taxpayer posing as an employee of a debt collection agency working on behalf of the IRS. They ask the taxpayer to take certain steps to return the refund, but actually the refund goes to the criminals.

Is your ACCESS FCU card missing? Do you need more information about a card transaction? Click here for help!

We've dropped our car loan rate!
Get as low as 2.74% APR* on both new and used cars!

* Annual Percentage Rate based on your credit score and term. 2018-2013 Model years. Effective 10/31/2017.

Your ACCESS FCU Visa Debit Card has been enhanced!
Click here for more information!

    Click here for the iTunes version                 Click here for the Android Phone version

ACCESS FCU Website Links Disclaimer: For your convenience ACCESS Federal Credit Union ("AFCU") provides a variety of information on our website that is not directly related to AFCU products or services. This information is provided through the use of third party service providers via internet links. By accessing these links, you will be leaving AFCU's website and entering a website hosted by another party. AFCU is not responsible for the content of this third party website. AFCU does not represent either the third party or the member if the two enter into a transaction. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of ACCESS Federal Credit Union. You are encouraged to review the privacy and security policies of the website you are entering, which may be different than those of ACCESS FCU.

Want to Join?

ACCESS FCU offers excellent rates and a wide variety of savings and loan products!

Loans for virtually every purpose.

Stop in your local branch to apply today!

ACCESS FCU Choose Credit!


  Click here for information about employment opportunities at ACCESS FCU!
  CO-OP ATM Network
  Click Here To Find A Surcharge-Free CO-OP Network ATM Near You!
  Click here to see the billboards we've put up to support our community!

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