| Visa Classic | Visa Gold | |
| * Annual Percentage Rate: | (Fixed Rate) | (Fixed Rate) |
| * Grace period for repayment of the balance for purchases: | 25 days | 25 days |
| * Method of computing the balance for purchases: | Average daily balance, including new purchases | Average daily balance, including new purchases |
| * Annual Membership Fee: | None | None |
| * Late Fee: | $25.00 | $25.00 |
| * Transaction fee for purchases: | None | None |