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Membership Eligibility

If you live, work, worship, or go to school anywhere in Oneida County or the City of Oneida, you are now eligible to join ACCESS Federal Credit Union. Also, businesses (and other legal entities) located within Oneida County or the City of Oneida are eligible to join ACCESS.

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Immediate family members of any ACCESS Federal Credit Union member are also eligible for membership in the Credit Union. For example if an Oneida County resident joins the Credit Union, then their spouse is eligible for membership. Once the spouse joins, the spouse's brothers and sisters may also join. After the brothers and sisters become members, their spouses may join. Next their brothers and sisters may join, etc. If you have a family member that would like to join, please stop in or give us a call.

Identity Theft

Protect yourself! Get your free annual credit report at www.AnnualCreditReport.com or call 1-877-322-8228. For more information about Identity Theft, check out the security videos (see list above). Report suspicious e-mails or calls to the Federal Trade Commission through the Internet at www.consumer.gov/idtheft,, or by calling 1-877-IDTHEFT.

ACCESS FCU Website Links Disclaimer:
For your convenience ACCESS Federal Credit Union ("AFCU") provides a variety of information on our website that is not directly related to AFCU products or services. This information is provided through the use of third party service providers via internet links. By accessing these links, you will be leaving AFCU's website and entering a website hosted by another party. AFCU is not responsible for the content of this third party website. AFCU does not represent either the third party or the member if the two enter into a transaction. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of ACCESS Federal Credit Union. You are encouraged to review the privacy and security policies of the website you are entering, which may be different than those of ACCESS FCU