Loan Rates

*Annual Percentage Rate as of November 01, 2018

Rates and terms are determined by member's overall credit history and are subject to change without notice.

rates-vehicle-loans table
Vehicle Loans
TermThe Rate Is As Low As...
Vehicle Loans - Model Years 2019 - 2014
1 - 60 Months2.74% APR
61 - 72 Months2.74% APR
73 - 84 Months3.99% APR
For terms over 60 months$15,000 Minimum
For terms over 72 months$25,000 Minimum
Vehicle Loans - Model Years 2013 or older
1 - 24 Months7.00% APR
25 - 36 Months7.25% APR
37 - 48 Months7.50% APR
49 - 60 Months7.75% APR
61 - 66 Months8.00% APR
For terms over 60 months$15,000 Minimum
For terms over 72 months$25,000 Minimum
Classic/Antique Cars - 30 years old or older (Classic/Antique Car Appraisal Required)
1 - 60 Months2.99% APR
61 - 84 Months3.99% APR
For terms over 60 months$15,000 Minimum
For terms over 72 months$25,000 Minimum

 

 

rates-vehicle-loans table
Harley-Davidson Motorcycles - New and Used
TermThe Rate Is As Low As...
1 - 60 Months2.74% APR
61 - 72 Months ($15,000 Minimum)2.74% APR

 

 

rates-secured-loans table
Secured Loans - Including Boats, RVs, Motorcycles, and Home & Garden Equipment
TermThe Rate Is As Low As...
1 - 60 Months5.49% APR
61 - 72 Months6.49% APR
73 - 84 Months7.49% APR
85 - 120 Months (RV & Boats Only)11.49% APR
For terms over 60 months$15,000 Minimum
For terms over 72 months$25,000 Minimum
For terms over 84 monthsRVs & Boats only
Maximum terms varies by model yearPlease ask us for details

 

 

rates-loans table
Unsecured Loans
TermThe Rate Is As Low As...
1 - 60 Months9.99% APR

 

 

rates-home-equity-loans table
Home Equity Loans
TermThe Rate Is As Low As...
Home Equity Loans (Fixed Rate)
1 - 60 Months ($4,000 Minimum)4.00% APR
61 - 84 Months ($15,000 Minimum)4.75% APR
85 - 120 Months ($15,000 Minimum)4.99% APR
121 - 180 Months ($15,000 Minimum)5.25% APR
Home Equity Line of Credit ($7,500 Minimum)
5 year revolving line of credit followed by 15 year repayment periodPrime Rate - This is a variable rate. The maximum APR that may be imposed is 16.00%.

 

 

rates-mobile-home-loans table
Mobile Home Loans
TermThe Rate Is As Low As...
New Mobile Homes
1 - 120 Months14.60% APR
Used Mobile Homes (1-7 years old)
1 - 84 Months15.60% APR
Used Mobile Homes (8 years old & older)
1 - 48 Months16.60% APR

 

 

rates-loans table
Share Secured
TermThe Rate Is As Low As...
1 - 60 Months2.99% APR
61 - 120 Months3.99% APR

 

 

rates-loans table
Share Certificate Secured
TermThe Rate Is As Low As...
1 - 60 MonthsCertificate APY plus 2%

 

 

rates-loans table
Time Notes
TermThe Rate Is As Low As...
1 - 3 Months9.99% APR

 

 

rates-loans table
Overdraft Line of Credit
TermThe Rate Is As Low As...
Revolving13.85% APR

 

 

rates-loans table
Consolidation
TermThe Rate Is As Low As...
1 - 36 Months13.60% APR
37 - 60 Months14.85% APR