Loan Rates

*Annual Percentage Rate as of June 30, 2018

Rates and terms are determined by member's overall credit history and are subject to change without notice.

rates-loans table
TermThe Rate Is As Low As...
Vehicle Loans - Model Years 2018 - 2013
1 - 60 Months2.74% APR
61 - 72 Months2.74% APR
73 - 84 Months3.99% APR
Vehicle Loans - Model Years 2015 - 2013 60 months maximum
For terms over 60 months$15,000 Minimum
For terms over 72 months$25,000 Minimum
Vehicle Loans - Model Years 2012 or older
1 - 24 Months7.00% APR
25 - 36 Months7.25% APR
37 - 48 Months7.50% APR
49 - 60 Months7.75% APR
61 - 66 Months8.00% APR
Classic/Antique Cars - 30 years old or older (Classic/Antique Car Appraisal Required)
1 - 60 Months2.99% APR
61 - 84 Months3.99% APR
For terms over 60 months$15,000 Minimum
For terms over 72 months$25,000 Minimum
Harley-Davidson Motorcycles - New and Used
1 - 60 Months2.74% APR
61 - 72 Months ($15,000 Minimum)2.74% APR
Secured Loans - Including Boats, RVs, Motorcycles, and Home & Garden Equipment
1 - 60 Months3.99% APR
61 - 72 Months4.99% APR
73 - 84 Months5.99% APR
85 - 120 Months (RV & Boats Only)9.99% APR
For terms over 60 months$15,000 Minimum
For terms over 72 months$25,000 Minimum
Maximum terms varies by model yearPlease ask us for details
Unsecured Loans
1 - 60 Months9.99% APR
Home Equity Loans
1 - 60 Months ($4,000 Minimum)2.99% APR
61 - 84 Months ($15,000 Minimum)4.25% APR
85 - 120 Months ($15,000 Minimum)4.50% APR
121 - 180 Months ($15,000 Minimum)4.99% APR
Home Equity Line of Credit ($7,500 Minimum)
5 year revolving line of credit followed by 15 year repayment periodPrime Rate - This is a variable rate. The maximum APR that may be imposed is 16.00%.
New Mobile Homes
1 - 120 Months14.60% APR
Used Mobile Homes (1-7 years old)
1 - 84 Months15.60% APR
Used Mobile Homes (8 years old & older)
1 - 48 Months16.60% APR
Share Secured
1 - 60 Months2.99% APR
61 - 120 Months3.99% APR
Share Certificate Secured
1 - 60 MonthsCertificate APY plus 2.00%
Stock or Insurance Secured
1 - 120 Months3.99% APR
Time Notes
1 - 3 Months9.99% APR
Overdraft Line of Credit
Revolving13.85% APR
Consolidation
1 - 36 Months13.60% APR
37 - 60 Months14.85% APR