Member Schedule of Fees
Effective: October 31, 2023
| Item | Fee |
|---|---|
| Share Savings and Share Draft Checking | |
| Account Activity Print (per page) | $1.00 |
| ACH Revoke | $10.00 |
| Bill Payment Insufficient Funds Surcharge (each item) | $15.00 |
| Copy of Prior Month's Statement (per page) | $1.00 |
| Courtesy Pay Collection Fee | $30.00 |
| Courtesy Pay Fee | $25.00 |
| Dormant Account Fee (annual) | $5.00 |
| Failure to Notify - Address Change (per statement cycle) | $5.00 |
| Inactive Share Fee (monthly) | $5.00 |
| Insufficient Funds (each item) | $25.00 |
| Photo Copy of Draft (each) | $3.00 |
| Research & Reconcilement (per hour) | $10.00 |
| Stop Payment on Draft | $10.00 |
| Uncollected Funds (each item) | $10.00 |
| VISA Check Card / ATM / POS | |
| Card Reactivation Fee | $25.00 |
| Card Replacement | $10.00 |
| Change of Personal Identification Number (PIN) | $2.00 |
| Inquiries at Non ACCESS FCU ATMs (each) | $1.00 |
| PIN-Based Debit Fee | $0.25 |
| Rush Card Replacement Fee | $55.00 |
| Transactions at ACCESS FCU ATMs | n/c* |
| Withdrawals at Non ACCESS FCU ATMs (each) | $1.00 |
| Negotiable Instruments | |
| Money Orders (Maximum face value: $1,000) | $1.00 |
| Official Checks (Minimum face value: $1,000) | $1.00 |
| Other Services and Charges | |
| ACCESS-A-Bill (Bill Payment Service - per month) | FREE |
| ACCESS-A-Bill (After 6 mos. non-usage fee monthly) | $5.00 |
| Cancellation of Official Check | $10.00 |
| CARFAX Report | $10.00 |
| Check Collection Fee | $20.00 |
| Check Deposit Fee (each, after 500 per month) | $0.15 |
| Coin Machine Usage (20% of amount counted) | Varies |
| Commercial Loan Document Preparation Fee | Our Cost |
| Domestic Wire Transfer (incoming) | n/c* |
| Domestic Wire Transfer (outgoing) | $15.00 |
| Foreign Check Fee | $25.00 |
| Foreign Wire Transfer (incoming) | $35.00 |
| Foreign Wire Transfer (outgoing) | $35.00 |
| Guaranteed Asset Protection (GAP) | $195.00 |
| Holiday Club Early Closure | $5.00 |
| Item Returned (each time) | $25.00 |
| Levy or Restraint Maintenance | $50.00 |
| Loan Cancellation | $15.00 |
| Mechanical Repair Coverage | Varies |
| Money Market Savings Withdrawal Fee (each, after 6 per month) | $10.00 |
| Mortgage Discharge Filing Fee (per filing) | $50.50 |
| Notary Public (per Notary Act) | $2.00 |
| Share Draft Protest | $20.00 |
*n/c = no charge
